These individual plans are very good coverage for accidents and new medical conditions
that begin after the policy start date.
There is a 6-day waiting period from the policy start date for coverage due to sickness.
These Plans Do Not Cover Pre-Existing Conditions and are not appropriate for clients with recent or ongoing medical conditions. UHC Short Term plans Do Not cover Pregnancy or Preventative Care.
UHC Plans require passing a simplified medical history questionnaire.
Rates are 50% – 60% less than ACA/Obamacare compliant plans, both individual and group.
| Deductible | $12,500 | $5,000 | ||
| Co-insurance
Maximum Benefit |
100% of Eligible expenses after the Deductible
$2 Million |
100% of Eligible expenses after the Deductible
$2 Million |
||
| Urgent Care Copay | $75 Copay | $75 Copay | ||
| AGE | MALE | FEMALE | MALE | FEMALE |
| 25 | $159 | $145 | $237 | $217 |
| 30 | $154 | $157 | $230 | $236 |
| 35 | $157 | $176 | $234 | $264 |
| 40 | $161 | $189 | $240 | $282 |
| 45 | $207 | $221 | $309 | $330 |
| 50 | $256 | $269 | $383 | $400 |
| 55 | $333 | $333
|
$492 | $498 |
| 60 | $453 | $403 | $677 | $602 |
Plans Provide Access to UnitedHealthcare’s Choice + PPO Network in Georgia & Nationally
Atlanta Area Sample Rates – January 1, 2021
Rates shown can be 23% lower for accepting a $5,000 higher co-insurance amount and
24% lower when making a single year payment. Check with Molly or Joe for details.
No benefits are payable for pre-existing condition expenses.
